HOROI

HDB block scorecard · rubric v0.3

Blk 241 Kim Keat Link

HDB block scorecard · Toa Payoh · 10 resales 2017-02–2025-06

D+
43/100
88% measured

Carried by flat mix (3.5/5); capped by transaction liquidity (1.0/5).

Best for: Short-horizon buyers pricing the lease decay in, eyes open.

Overall43D+

the headline rubric: price, trend, liquidity, location, lease

Value60B-

48th pctile in Toa Payoh · 61th pctile of all 8842 blocks islandwide

Investment35D

+5.6%/yr realized · 3 resales/36mo · ~62yr lease left

The rubric

How we rate →

  • Price vs Town Peers

    20%
    computed
    3.0/5

    597

    $597 median psf = 48th pctile of 262 rated Toa Payoh blocks (cheaper=better)

  • Realized Price Trend

    20%
    computed
    2.0/5

    +5.6%/yr

    block trend +5.6%/yr = 38th pctile of 8622 blocks (first-12mo vs last-12mo, annualized)

  • Transaction Liquidity

    15%
    computed
    1.0/5

    3 resales / 36mo

    3yr resale volume; block med ~7 — single-block markets are thin

  • Location & Connectivity

    15%
    computed
    1.5/5

    15.5min walk to Toa Payoh

    15.5min to TOA PAYOH MRT STATION Exit A (straight-line x1.35 detour @80m/min), 9 bus stops <=400m

  • Lease Runway

    15%
    computed
    2.0/5

    ~62yr left

    ~62yr remaining (99yr grant); block universe med ~66yr; CPF/loan limits tighten as runway shrinks

  • Flat Mix

    5%
    partial
    3.5/5

    100% 4RM+, avg 112sqm

    share of 4-room-and-larger resales (family stock holds demand) — proxy

  • Sentiment Signal

    10%
    manual · awaiting data
    3.0/5

    Awaiting data — neutral placeholder. manual aggregated overlay (Tier3 fragile layer)

Strongest: Flat Mix · Weakest: Transaction Liquidity. Each category is scored 0–5 against public anchors, multiplied by its weight and scaled to 100.

Key facts

Median resale psf
$597 psf
Resales (36 mo)
3
Town
Toa Payoh
Remaining lease
~62yr
Avg flat size
112 sqm
Nearest MRT
Toa Payoh · 15.5 min walk
Data through
Jun 2025

Data coverage

88%

88% of this rating’s weight is measured from data. The rest is a clearly-labelled placeholder or estimate — never silently blended in.

computed
— fully measured from source data (full coverage credit)
partial
— real but proxy signal (half credit)
inferred
— estimate, dampened toward neutral (no credit)
manual
— neutral 3.0 placeholder awaiting data (no credit)

Map

Price history

median $psf by month

Median resale $psf per month for this single block, from HDB resale registrations. A block trades thinly, so the series is sparse — the line breaks across months with no recorded resale rather than bridging the gap.

  • median resale $psf
  • transactions / month
  • trend extrapolation — not a forecast