HOROI

HDB block scorecard · rubric v0.3

Blk 321 Ubi Ave 1

HDB block scorecard · Geylang · 8 resales 2017-02–2026-09

C
54/100
72% measured

Carried by price vs town peers (3.0/5); capped by transaction liquidity (2.0/5).

Best for: Short-horizon buyers pricing the lease decay in, eyes open.

Overall54C

the headline rubric: price, trend, liquidity, location, lease

Value52C

59th pctile in Geylang · 72th pctile of all 8905 blocks islandwide

Investment50C

+6.4%/yr realized · 4 resales/36mo · ~58yr lease left

The rubric

How we rate →

  • Price vs Town Peers

    20%
    computed
    3.0/5

    639

    $639 median psf = 59th pctile of 222 rated Geylang blocks (cheaper=better)

  • Realized Price Trend

    20%
    computed
    3.0/5

    +6.4%/yr

    block trend +6.4%/yr = 59th pctile of 8692 blocks (first-12mo vs last-12mo, annualized)

  • Transaction Liquidity

    15%
    computed
    2.0/5

    4 resales / 36mo

    3yr resale volume; block med ~7 — single-block markets are thin

  • Location & Connectivity

    15%
    manual · awaiting data
    3.0/5

    Awaiting data — neutral placeholder. no geocode yet -- run location.py --hdb-blocks

  • Lease Runway

    15%
    computed
    2.0/5

    ~58yr left

    ~58yr remaining (99yr grant); block universe med ~66yr; CPF/loan limits tighten as runway shrinks

  • Flat Mix

    5%
    partial
    2.5/5

    0% 4RM+, avg 64sqm

    share of 4-room-and-larger resales (family stock holds demand) — proxy

  • Sentiment Signal

    10%
    manual · awaiting data
    3.0/5

    Awaiting data — neutral placeholder. manual aggregated overlay (Tier3 fragile layer)

Strongest: Price vs Town Peers · Weakest: Transaction Liquidity. Each category is scored 0–5 against public anchors, multiplied by its weight and scaled to 100.

Key facts

Median resale psf
$639 psf
Resales (36 mo)
4
Town
Geylang
Remaining lease
~58yr
Avg flat size
64 sqm
Nearest MRT
not yet computed
Data through
Sep 2026

Data coverage

72%

72% of this rating’s weight is measured from data. The rest is a clearly-labelled placeholder or estimate — never silently blended in.

computed
— fully measured from source data (full coverage credit)
partial
— real but proxy signal (half credit)
inferred
— estimate, dampened toward neutral (no credit)
manual
— neutral 3.0 placeholder awaiting data (no credit)

Price history

median $psf by month

Median resale $psf per month for this single block, from HDB resale registrations. A block trades thinly, so the series is sparse — the line breaks across months with no recorded resale rather than bridging the gap.

  • median resale $psf
  • transactions / month
  • trend extrapolation — not a forecast