HOROI

Resale condo scorecard · rubric v0.3

The Canopy

Resale condo scorecard · D27/OCR · 100 resale txns 2021-06–2026-05

A-
78/100
88% measured

Carried by realized price trend (5.0/5); capped by location & connectivity (3.0/5).

Best for: Value buyers wanting tenure security below peer pricing.

Overall78A-

the headline rubric: price, trend, liquidity, location, lease

Value88A+

22th pctile of D27 LH peers · 36% below new-launch psf in D27

Investment90A+

+8.1%/yr realized · 21 txns/12mo · ~83yr lease left

The rubric

How we rate →

  • Entry Price vs Peers

    20%
    computed
    4.0/5

    1142

    $1142 median psf (24mo) = 22th pctile of 27 D27 LH peers (cheaper=better)

  • Realized Price Trend

    20%
    computed
    5.0/5

    +8.1%/yr

    own resale trend +8.1%/yr = 83th pctile of 1165 condos (first-12mo vs last-12mo avg psf, annualized)

  • Transaction Liquidity

    15%
    computed
    4.0/5

    21 txns / 12mo

    trailing-12mo resale volume; universe med ~6 — thin markets price badly

  • Location & Connectivity

    15%
    computed
    3.0/5

    8.8min walk to Gardens By The Bay

    8.8min to GARDENS BY THE BAY MRT STATION Exit 1 (straight-line x1.35 detour @80m/min), 1 bus stops <=400m

  • Lease Profile

    15%
    computed
    4.0/5

    ~83yr left

    ~83yr remaining on 99yr lease; universe med ~81yr; bank-financing friction starts <60yr

  • Layout & Product

    5%
    partial
    3.0/5

    avg 103sqm, 0% <70sqm

    unit-mix from txn area distn (floor plans not in DB -> partial)

  • Sentiment Signal

    10%
    manual · awaiting data
    3.0/5

    Awaiting data — neutral placeholder. manual aggregated overlay (Tier3 fragile layer)

Strongest: Realized Price Trend · Weakest: Location & Connectivity. Each category is scored 0–5 against public anchors, multiplied by its weight and scaled to 100.

Key facts

Median resale psf (24mo)
$1,142 psf
Resales recorded (12 mo)
21
District / segment
D27 · OCR
Tenure
99-yr · ~83yr left
Nearest MRT
Gardens By The Bay · 8.8 min walk
Data through
May 2026

Data coverage

88%

88% of this rating’s weight is measured from data. The rest is a clearly-labelled placeholder or estimate — never silently blended in.

computed
— fully measured from source data (full coverage credit)
partial
— real but proxy signal (half credit)
inferred
— estimate, dampened toward neutral (no credit)
manual
— neutral 3.0 placeholder awaiting data (no credit)

Map

Price history

median $psf by month

Median secondary-transaction $psf per month from URA caveat data. Thin bars show monthly transaction counts; gaps mean no transactions that month.

  • median secondary $psf
  • transactions / month
  • trend extrapolation — not a forecast