HOROI

Resale condo scorecard · rubric v0.3

The Terrace

Resale condo scorecard · D19/OCR · 279 resale txns 2022-05–2026-05

A
83/100
88% measured

Carried by realized price trend (5.0/5); capped by entry price vs peers (3.0/5).

Best for: Buyers backing a proven, still-running price trend.

Overall83A

the headline rubric: price, trend, liquidity, location, lease

Value76A-

42th pctile of D19 LH peers · 43% below new-launch psf in D19

Investment95A+

+8.6%/yr realized · 33 txns/12mo · ~86yr lease left

The rubric

How we rate →

  • Entry Price vs Peers

    20%
    computed
    3.0/5

    1464

    $1464 median psf (24mo) = 42th pctile of 63 D19 LH peers (cheaper=better)

  • Realized Price Trend

    20%
    computed
    5.0/5

    +8.6%/yr

    own resale trend +8.6%/yr = 87th pctile of 1165 condos (first-12mo vs last-12mo avg psf, annualized)

  • Transaction Liquidity

    15%
    computed
    5.0/5

    33 txns / 12mo

    trailing-12mo resale volume; universe med ~6 — thin markets price badly

  • Location & Connectivity

    15%
    computed
    5.0/5

    2.8min walk to Kadaloor

    2.8min to KADALOOR LRT STATION Exit A (straight-line x1.35 detour @80m/min), 10 bus stops <=400m

  • Lease Profile

    15%
    computed
    4.0/5

    ~86yr left

    ~86yr remaining on 99yr lease; universe med ~81yr; bank-financing friction starts <60yr

  • Layout & Product

    5%
    partial
    3.0/5

    avg 106sqm, 0% <70sqm

    unit-mix from txn area distn (floor plans not in DB -> partial)

  • Sentiment Signal

    10%
    manual · awaiting data
    3.0/5

    Awaiting data — neutral placeholder. manual aggregated overlay (Tier3 fragile layer)

Strongest: Realized Price Trend · Weakest: Entry Price vs Peers. Each category is scored 0–5 against public anchors, multiplied by its weight and scaled to 100.

Key facts

Median resale psf (24mo)
$1,464 psf
Resales recorded (12 mo)
33
District / segment
D19 · OCR
Tenure
99-yr · ~86yr left
Nearest MRT
Kadaloor · 2.8 min walk
Data through
May 2026

Data coverage

88%

88% of this rating’s weight is measured from data. The rest is a clearly-labelled placeholder or estimate — never silently blended in.

computed
— fully measured from source data (full coverage credit)
partial
— real but proxy signal (half credit)
inferred
— estimate, dampened toward neutral (no credit)
manual
— neutral 3.0 placeholder awaiting data (no credit)

Map

Price history

median $psf by month

Median secondary-transaction $psf per month from URA caveat data. Thin bars show monthly transaction counts; gaps mean no transactions that month.

  • median secondary $psf
  • transactions / month
  • trend extrapolation — not a forecast