HDB town scorecard · rubric v0.2

Central Area

HDB Town / Resale scorecard

A-

78/100

75% measured

Carried by price trend & momentum (5.0/5); capped by transaction liquidity (1.0/5).

Best for: Upgraders timing an MOP exit in a liquid, momentum town.

Overall78A-

the headline rubric: trend, equity, liquidity, supply, step-up

Value12D

$944 psf — 100th pctile of 26 towns · private next door 1.63x pricier

Investment59C+

19.0% 2yr momentum · 179 txns/12mo · ~57yr median lease left

The rubric

How we rate →

Price Trend & Momentum
25%
computed
5.0/5
19.0% 2yr psf growth ($793->$944)
2yr town avg-$psf growth; anchor p25=9.8 med=12.3 p75=13.7
Upgrader Equity Unlock
20%
computed
5.0/5
$1,067,182 avg 4RM
avg 4-room resale price (equity-to-port proxy)
Transaction Liquidity
15%
computed
1.0/5
179 txns / 12mo
trailing-12mo resale volume; med across towns ~929
Future Supply Pressure
15%
manual · awaiting data
3.0/5
Awaiting data — neutral placeholder. needs HDB BTO/SBF pipeline scrape (DATA_SOURCES Tier1)
Step-Up Gap to Private
15%
computed
5.0/5
1.63x ($1536 islandwide OCR private resale / $944 HDB)
private/HDB psf multiple; lower=easier step-up
Sentiment Signal
10%
manual · awaiting data
3.0/5
Awaiting data — neutral placeholder. manual aggregated overlay (Tier3 fragile layer)

Strongest: Price Trend & Momentum · Weakest: Transaction Liquidity. Each category is scored 0–5 against public anchors, multiplied by its weight and scaled to 100.

Key facts

Resale transactions (12 mo): 179
Avg resale price: $872,553
Avg resale price psf: $944 psf
Data through: Aug 2026

Data coverage

75%

75% of this rating’s weight is measured from data. The rest is a clearly-labelled placeholder or estimate — never silently blended in.

computed: — fully measured from source data (full coverage credit)
partial: — real but proxy signal (half credit)
inferred: — estimate, dampened toward neutral (no credit)
manual: — neutral 3.0 placeholder awaiting data (no credit)

Price history

median $psf by month

Median resale $psf per month across the town, from HDB resale registrations. Thin bars show monthly transaction counts.

median resale $psf
transactions / month
trend extrapolation — not a forecast

Blocks in this town

60 rated blocks

Every Central Area block with at least 8 resales since 2017, scored on the same rubric. Sort by score, price, lease runway, or the value / investment lenses; tap a block for its full scorecard.

Sort by

#	Block	Grade	Score	$psf	Lease	Value	Invest
1	Blk 642 Rowell Rd	B+	73	701	~57yr	B-	A-
2	Blk 1A Cantonment Rd	B+	72	1,357	~84yr	D	A+
3	Blk 1B Cantonment Rd	B+	72	1,389	~84yr	D	A+
4	Blk 1C Cantonment Rd	B+	72	1,369	~84yr	D	A+
5	Blk 1D Cantonment Rd	B	68	1,348	~84yr	D	A
6	Blk 1E Cantonment Rd	B	68	1,300	~84yr	D	A
7	Blk 635 Veerasamy Rd	B	67	696	~58yr	B-	C+
8	Blk 34 Upp Cross St	B	66	649	~48yr	A-	D+
9	Blk 633 Veerasamy Rd	B	66	719	~58yr	C	B-
10	Blk 672B Klang Lane	B	66	721	~75yr	C	B-
11	Blk 1F Cantonment Rd	B-	65	1,317	~84yr	D	A
12	Blk 1G Cantonment Rd	B-	65	1,312	~84yr	D	A
13	Blk 634 Veerasamy Rd	B-	65	685	~58yr	B-	C
14	Blk 29 Kelantan Rd	B-	62	707	~50yr	C	B
15	Blk 662 Buffalo Rd	B-	61	625	~55yr	A-	D
16	Blk 663 Buffalo Rd	B-	61	656	~55yr	B-	D+
17	Blk 668 Chander Rd	B-	61	622	~57yr	A-	D
18	Blk 637 Veerasamy Rd	B-	60	710	~58yr	C	C
19	Blk 640 Rowell Rd	C+	60	685	~57yr	B-	C-
20	Blk 671B Klang Lane	C+	60	840	~76yr	D	B-
21	Blk 32 New Mkt Rd	C+	59	698	~56yr	B-	D
22	Blk 661 Buffalo Rd	C+	59	678	~55yr	B-	D+
23	Blk 28 Kelantan Rd	C+	57	651	~50yr	A-	D
24	Blk 30 Kelantan Rd	C+	57	742	~54yr	D+	C
25	Blk 639 Rowell Rd	C+	57	674	~56yr	B-	D
26	Blk 671A Klang Lane	C+	57	699	~76yr	B-	D
27	Blk 672A Klang Lane	C+	56	729	~75yr	C	D+
28	Blk 9 Selegie Rd	C+	56	698	~47yr	B-	D
29	Blk 10 Jln Kukoh	C	55	561	~44yr	A	D
30	Blk 264 Waterloo St	C	55	872	~59yr	D	C-
31	Blk 641 Rowell Rd	C	55	541	~56yr	A+	D
32	Blk 26 Jln Berseh	C	54	667	~52yr	B-	D
33	Blk 9 Jln Kukoh	C	54	574	~55yr	A	D
34	Blk 4 Sago Lane	C	53	706	~47yr	B-	D
35	Blk 632 Veerasamy Rd	C	53	719	~58yr	C	D
36	Blk 2 Tg Pagar Plaza	C	52	772	~50yr	D+	D
37	Blk 335A Smith St	C	52	777	~57yr	D+	D
38	Blk 4 Tg Pagar Plaza	C	52	811	~50yr	D+	D
39	Blk 536 Upp Cross St	C	52	833	~54yr	D+	D
40	Blk 262 Waterloo St	C	51	685	~51yr	B-	D
41	Blk 269B Queen St	C	50	807	~57yr	D+	D
42	Blk 334 Kreta Ayer Rd	C-	50	882	~54yr	D	D
43	Blk 335B Smith St	C-	50	913	~57yr	D	D
44	Blk 1 Tg Pagar Plaza	C-	49	787	~50yr	D+	D
45	Blk 271 Queen St	C-	49	791	~52yr	D+	D
46	Blk 535 Upp Cross St	C-	49	823	~53yr	D+	D
47	Blk 538 Upp Cross St	C-	49	898	~51yr	D	D
48	Blk 10 Selegie Rd	C-	48	578	~47yr	A	D
49	Blk 3 Tg Pagar Plaza	C-	48	846	~50yr	D	D
50	Blk 53 Chin Swee Rd	C-	48	661	~47yr	B-	D
51	Blk 8 Jln Kukoh	C-	48	536	~44yr	A+	D
52	Blk 8 Selegie Rd	C-	47	687	~47yr	B-	D
53	Blk 232 Bain St	C-	46	906	~53yr	D	D
54	Blk 532 Upp Cross St	C-	46	910	~53yr	D	D
55	Blk 8 Tg Pagar Plaza	C-	46	907	~53yr	D	D
56	Blk 263 Waterloo St	D+	45	835	~51yr	D	D
57	Blk 5 Tg Pagar Plaza	D+	45	884	~50yr	D	D
58	Blk 533 Upp Cross St	D+	45	875	~53yr	D	D
59	Blk 7 Tg Pagar Plaza	D+	43	922	~53yr	D	D
60	Blk 233 Bain St	D	39	938	~53yr	D	D

The rubric

Price Trend & Momentum

Upgrader Equity Unlock

Transaction Liquidity

Future Supply Pressure

Step-Up Gap to Private

Sentiment Signal

Key facts

Data coverage

Price history

Blocks in this town