HOROI

HDB town scorecard · rubric v0.2

Clementi

HDB Town / Resale scorecard

A-
76/100
75% measured

Carried by upgrader equity unlock (5.0/5); capped by transaction liquidity (2.0/5).

Best for: Upgraders timing an MOP exit in a liquid, momentum town.

Overall76A-

the headline rubric: trend, equity, liquidity, supply, step-up

Value48C-

$757 psf — 73th pctile of 26 towns · private next door 2.33x pricier

Investment49C-

16.5% 2yr momentum · 545 txns/12mo · ~54yr median lease left

The rubric

How we rate →
  • Price Trend & Momentum

    25%
    computed
    4.0/5

    16.5% 2yr psf growth ($650->$757)

    2yr town avg-$psf growth; anchor p25=9.8 med=12.3 p75=13.7

  • Upgrader Equity Unlock

    20%
    computed
    5.0/5

    $832,944 avg 4RM

    avg 4-room resale price (equity-to-port proxy)

  • Transaction Liquidity

    15%
    computed
    2.0/5

    545 txns / 12mo

    trailing-12mo resale volume; med across towns ~929

  • Future Supply Pressure

    15%
    manual · awaiting data
    3.0/5

    Awaiting data — neutral placeholder. needs HDB BTO/SBF pipeline scrape (DATA_SOURCES Tier1)

  • Step-Up Gap to Private

    15%
    computed
    5.0/5

    2.33x ($1764 D05 private resale / $757 HDB)

    private/HDB psf multiple; lower=easier step-up

  • Sentiment Signal

    10%
    manual · awaiting data
    3.0/5

    Awaiting data — neutral placeholder. manual aggregated overlay (Tier3 fragile layer)

Strongest: Upgrader Equity Unlock · Weakest: Transaction Liquidity. Each category is scored 0–5 against public anchors, multiplied by its weight and scaled to 100.

Key facts

Resale transactions (12 mo)
545
Avg resale price
$717,872
Avg resale price psf
$757 psf
Data through
Aug 2026

Data coverage

75%

75% of this rating’s weight is measured from data. The rest is a clearly-labelled placeholder or estimate — never silently blended in.

computed
— fully measured from source data (full coverage credit)
partial
— real but proxy signal (half credit)
inferred
— estimate, dampened toward neutral (no credit)
manual
— neutral 3.0 placeholder awaiting data (no credit)

Map

Pins: rated private launches in this town's comparison districts and this town's rated HDB blocks (smaller markers) — tap one to open its scorecard.

Price history

median $psf by month

Median resale $psf per month across the town, from HDB resale registrations. Thin bars show monthly transaction counts.

  • median resale $psf
  • transactions / month
  • trend extrapolation — not a forecast

Blocks in this town

173 rated blocks

Every Clementi block with at least 8 resales since 2017, scored on the same rubric. Sort by score, price, lease runway, or the value / investment lenses; tap a block for its full scorecard.

Sort by
#BlockGradeScore$psfLeaseValueInvest
1Blk 440C Clementi Ave 3B+731,154~91yrDA+
2Blk 440A Clementi Ave 3B+721,095~91yrDA+
3Blk 312B Clementi Ave 4B681,052~90yrDA+
4Blk 445A Clementi Ave 3B681,206~94yrDA+
5Blk 445B Clementi Ave 3B681,203~94yrDA+
6Blk 311C Clementi Ave 4B661,076~87yrDA
7Blk 508 West Coast DrB66502~51yrA+B-
8Blk 440B Clementi Ave 3B651,104~91yrDA
9Blk 311B Clementi Ave 4B-651,112~87yrDA
10Blk 312A Clementi Ave 4B-641,039~90yrDA
11Blk 425 Clementi Ave 1B-63883~86yrDB+
12Blk 417 Clementi Ave 1B-63878~86yrDB+
13Blk 311A Clementi Ave 4B-611,108~87yrDB+
14Blk 312C Clementi Ave 4B-611,056~90yrDB+
15Blk 441B Clementi Ave 3B-611,119~85yrDB-
16Blk 421 Clementi Ave 1C+59914~86yrDB+
17Blk 703 West Coast RdC+59520~53yrA+C
18Blk 704 West Coast RdC+59515~53yrA+C
19Blk 424 Clementi Ave 1C+59884~86yrDB-
20Blk 459 Clementi Ave 3C+59864~75yrDC+
21Blk 208A Clementi Ave 6C+58964~90yrDA-
22Blk 420 Clementi Ave 1C+58910~86yrDB-
23Blk 729 Clementi West St 2C+58538~56yrAC+
24Blk 367 Clementi Ave 2C+58609~76yrCB
25Blk 454 Clementi Ave 3C+58879~75yrDC
26Blk 377 Clementi Ave 5C+57587~53yrB+C-
27Blk 611 Clementi West St 1C+57527~56yrAC+
28Blk 710 Clementi West St 2C+56546~57yrAC+
29Blk 711 Clementi West St 2C+56517~53yrA+C-
30Blk 715 Clementi West St 2C+56517~54yrA+C-
31Blk 416 Clementi Ave 1C+55908~86yrDB-
32Blk 418 Clementi Ave 1C+55864~86yrDC+
33Blk 423 Clementi Ave 1C+55890~86yrDC+
34Blk 507 West Coast DrC+55544~51yrAD+
35Blk 509 West Coast DrC+55489~51yrA+D
36Blk 701 West Coast RdC+55556~53yrB+C-
37Blk 706 Clementi West St 2C+55533~53yrAC-
38Blk 329 Clementi Ave 2C55606~51yrB-D+
39Blk 332 Clementi Ave 2C55649~51yrD+C+
40Blk 457 Clementi Ave 3C55891~75yrDC-
41Blk 461 Clementi Ave 3C55821~79yrDC-
42Blk 346 Clementi Ave 5C54569~52yrB+D
43Blk 365 Clementi Ave 2C54582~51yrB+D
44Blk 510 West Coast DrC54527~51yrAD+
45Blk 610 Clementi West St 1C54482~56yrA+D+
46Blk 462 Clementi Ave 3C54920~79yrDC
47Blk 208B Clementi Ave 6C53922~90yrDB-
48Blk 511 West Coast DrC53521~51yrA+D
49Blk 512 West Coast DrC53497~51yrA+D
50Blk 309 Clementi Ave 4C53580~53yrB+D+
51Blk 334 Clementi Ave 2C53566~51yrB+D
52Blk 374 Clementi Ave 4C53618~54yrCC-
53Blk 607 Clementi West St 1C52518~52yrA+D
54Blk 702 West Coast RdC52505~53yrA+D
55Blk 714 Clementi West St 2C52523~53yrA+D
56Blk 326 Clementi Ave 5C52628~51yrCD
57Blk 426 Clementi Ave 3C52595~51yrB-D
58Blk 455 Clementi Ave 3C52929~75yrDC
59Blk 460 Clementi Ave 3C52858~75yrDD+
60Blk 304 Clementi Ave 4C51583~52yrB+D

Showing 60 of 173 blocks